Terms and Conditions

These Website Standard Terms and Conditions written on this webpage shall manage your use of our website, MCT Pay accessible at https://mct.com.sg, https://mctpayment.com These Terms will be applied fully and affect to your use of these Websites. Please read these Terms of Use (“Terms”, “Terms of Use”) carefully before using the website operated by MCT Pay (“us”, “we”, or “our”).
Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.
By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.
Minors or people below 18 years old are not allowed to use these Websites.

Intellectual Property Rights

All editorial content, information, photographs, illustrations, artwork, and other graphic materials, and names, logos and trademarks on this Site are protected by copyright laws and/or other laws and/or international treaties, and belong to us and/or our suppliers, as the case may be. These works, logos, graphics, sounds or images may not be copied, reproduced, retransmitted, distributed, disseminated, sold, published, broadcast or circulated whether in whole or in part unless expressly permitted by us and/or our suppliers, as the case may be.
Nothing contained on the Site should be construed as granting by implication, estoppel, or otherwise, any license or right to use any trademark displayed on the Site without our written permission. Misuse of any trademarks or any other content displayed on the Site is prohibited.
We will not hesitate to take legal action against any unauthorized usage of its trademarks, name or symbols to preserve and protect its rights in the matter. All rights not expressly granted herein are reserved. Other product and company names mentioned herein may also be the trademarks of their respective owners.
You are granted a limited license only for purposes of viewing the material contained on these Websites.


You are specifically restricted from all of the following:

  • publishing any Website material in any other media;
  • selling, sub-licensing and/or otherwise commercializing any Website material;
  • publicly performing and/or showing any Website material;
  • using these Websites in any way that is or may be damaging to these Websites;
  • using these Websites in any way that impacts user access to these Websites;
  • using these Websites contrary to applicable laws and regulations, or in any way may cause harm to the Website, or to any person or business entity;
  • engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to these Websites;
  • using these Websites to engage in any advertising or marketing.

Certain areas of these Websites are restricted from being access by you and Mobile Community Tech Pte. Ltd. may further restrict access by you to any areas of these Websites, at any time, in absolute discretion. Any user ID and password you may have for these Websites are confidential and you must maintain confidentiality as well.

Account Abandonment

An abandoned account refers to any inactive account through which no transactions have been processed for a minimum of six (6) months and for which most contact information (address, phone numbers, email address) is no longer valid.
Abandoned Account Fees
Abandoned accounts with remaining balance will be charged an abandonment fee equivalent to SGD 10.00 per month.

Your Content

In these Website Standard Terms and Conditions, “Your Content” shall mean any audio, video text, images or other material you choose to display on these Websites. By displaying Your Content, you grant Mobile Community Tech Pte. Ltd. a non-exclusive, worldwide, irrevocable, sub licensable license to use, reproduce, adapt, publish, translate and distribute it in any and all media.
Your Content must be your own and must not be invading any third-party’s rights. Mobile Community Tech Pte. Ltd. reserves the right to remove any of Your Content from these Websites at any time without notice.
Links to Other Websites
Our Service may contain links to third-party web sites or services that are not owned or controlled by MCT Pay. We have no control over and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that MCT Pat shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services.

No Warranties

These Websites is provided “as is” with all faults, and Mobile Community Tech Pte. Ltd. express no representations or warranties of any kind related to these Websites or the materials contained on these Websites. Also, nothing contained on these Websites shall be interpreted as advising you. While we may use reasonable efforts to include accurate and up-to-date information on these sites, we make no warranties or representations as to its accuracy, timeliness or completeness.
We do not warrant that this Site will always be accessible, uninterrupted, timely, secure, error-free or free from computer virus or other invasive or damaging code or that this Site will not be affected by any Acts or other force majeure events, including inability to obtain or shortage of necessary materials, equipment facilities, power or telecommunications, lack of telecommunications equipment or facilities and failure of information technology or telecommunications equipment or facilities.

Limitation of Liability

In no event shall Mobile Community Tech Pte Ltd., nor any of its officers, directors, and employees, shall be held liable for anything arising out of or in any way connected with your use of these Websites whether such liability is under contract. Mobile Community Tech Pte. Ltd., including its officers, directors and employees shall not be held liable for any indirect, consequential or special liability arising out of or in any way related to your use of these Websites.
We shall not be liable for any direct, indirect, incidental, special, consequential or punitive damages, howsoever caused, resulting from your access to, use of or inability to use, reliance on or downloading from the site, or any delays, inaccuracies in the information or in its transmission including but not limited to damages for loss of business or profits, use, data or other intangible, even if we have been advised of the possibility of such damages.
Notwithstanding our efforts to ensure that our Sites/systems are secure, you acknowledge that all electronic data transfers are potentially susceptible to interception by others. We cannot, and do not, warrant that data transfers pursuant to these Sites, or electronic mail transmitted to and from us, will not be monitored or read by others.


You hereby indemnify to the fullest extent Mobile Community Tech Pte. Ltd. from and against any and/or all liabilities, costs, demands, causes of action, damages and expenses arising in any way related to your breach of any of the provisions of these Terms.


If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be deleted without affecting the remaining provisions herein.

Variation of Terms

Mobile Community Tech Pte. Ltd. is permitted to revise these Terms at any time as it sees fit, and by using these Websites you are expected to review these Terms on a regular basis. Your continued use of the Site after any modifications to the Terms of Use indicates your acceptance of the modified Terms of Use.


The Mobile Community Tech Pte. Ltd. is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

Entire Agreement

These Terms constitute the entire agreement between Mobile Community Tech Pte. Ltd. and you in relation to your use of these Websites, and supersede all prior agreements and understandings.

Governing Law & Jurisdiction

These Sites may be accessed from all countries around the world where the local technology permits. As each country has differing laws, by accessing this Site both we and you agree that the laws of the Republic of Singapore, without regard to the conflict of laws principles thereof, will apply to all matters relating to these Terms of Use.
You accept and agree to submit to the exclusive jurisdiction of the courts of the Republic of Singapore in respect of any dispute or difference arising out of and/or in connection with these Terms of Use.

Contact Us

If you have any questions about these Terms, please contact us.