Overview

MCT PAY SUPPORTS MOST POPULAR INTERNATIONAL AND LOCAL PAYMENT METHODS FOR GLOBAL BUSINESSES TO ACCEPT PAYMENTS FROM SHOPPERS ACROSS THE WORLD.

Starting with MCT Pay payments

With MCT Pay Payments you can accept credit card payments and other forms of payment from your customers. With the MCT Pay merchant portal of payments products, you can not only integrate payments into your website or app, but also create customized payment links through easily clicks.
MCT Pay can support you to acquire payments from your customers around the world in a single MCT Payment account. With our wide variety of payment methods, your customers will be more likely to find their preferred method of payment, making their checkout experience a breeze. All proceeds will be settled to your company registered bank account or into MCT Pay multi-currency wallet (if you registered the VA from MCT Pay), where you can use them to take advantage of our international transfer and simply withdraw them to your local bank account.
To get started, sign up for your MCT Payment account. Afterwards you’ll receive your activate payment account through your registered email address.
You can also reach out to our support team to set up a demo account to help you explore our product and test your integration. Please click here to submit a request to our support team.

Payment Products

MCT Pay offers a variety of payment products to support different business scenarios. Learn more below to see which fits best to your business:

Online Payments

The Online Payments product enables you to accept payments with cards, e-wallets, and other local payment methods if you are selling goods and services on a website or mobile app. With Online Payments, you can integrate our payment capabilities into your checkout process, creating a seamless experience for your customers. Different integration options can help you to either get started with only a few lines of codes or allow you to fully customize the user experience.

Payment Links

The Payment Links product enables you to accept payments online without a digital storefront. Create a link within a few simple clicks and share the URL or QR code on invoices, social media, emails, or your website. Get paid via cards and 30+ payment methods from anywhere in the world, in any currency.

In Store Payments

The In Store Payments product enables you to accept payments with cards, e-wallets, and other local payment methods if you are selling goods and services in your physical stores. With In Store Payments, you can integrate our payment capabilities into your POS system or using our merchant portal to accept payment in your stores making a seamless experience for your customers.

Transaction and settlement model

At MCT Pay we have challenged ourselves to create a transaction model that suits your needs and focuses on what you, our Merchant, cares about.
The main concepts:

• A Payment Intent represents the aim of your Customer to complete its checkout (and of course pay for your services). In it, you find represented Payment transactions, Refunds and if things go bad also Chargebacks.
• A Payment Attempt represents an actual trial to perform a financial transaction. It can be a payment transaction, it can be a refund or even a chargeback. When the customer performs several payment trials before completing the purchase you will have one Payment Attempt for each of the attempts, this way you know what happened and can optimize your checkout. The Payment Attempt tracks each and every individual stage through which the transaction goes.
• A Financial Transaction represents actual and real money. For each Payment Attempt that reaches completion, our platform will generate one or several Financial Transactions. They represent not only the principal amount of your transaction but also the fees associated with it (including gateway fees, interchange fees, markup, etc.), you will have once financial transaction for each of the financial components that are part of a Payment Attempt. Ultimately, only financial transactions will make it to your MCT Pay Balance in form or real money.
• Since there will be many Financial Transactions, a Batch groups all the financial transactions that are paid to you (or you have to pay to MCT Pay). A Batch will be adjusted for your eventual rolling reserve and will appear as one line in your MCT Pay Balance.